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We are now offering Share Branching!

2008 Annual Meeting Update

Reloadable Debit Cards

Protect your Identity

Meadow Gold Employee's Credit Union and Credit Union Service Centers Are Now Offering Shared Branching

Anywhere you see the Service Center logo, you can conduct a range of transactions such as:

• Deposits
• Withdrawals
• Loan Payments
• Transfers between accounts
• Purchase money orders, travelers checks and official checks
• And more!

To take advantage of this service, when you enter a shared branch you only need to bring:

•  Your account number
• Valid government-issued photo identification

May not be available at all outlets and locations. Fees may apply.

Annual Meeting Update

The 72nd Annual Meeting of Meadow Gold Employee’s Credit Union took place March 20, 2008 at the Credit Union office in Salt Lake City.  Our theme this year was “You are a Star with Us.”  We chose a movie theme because it is our goal, to provide ”Red Carpet” treatment for all of our “Stars”.

The meeting began with an introduction of the Board of Directors, Supervisory Committee and staff which was followed by elections for 2 board positions; congratulations to Sarah Brusik and Mike Marshall who were re-elected to the board. The elections were followed by a “Year in Review” and “Upcoming Services”, which provided information about the new services and enhancements offered in 2007 as well as a look into what’s forthcoming during the next year.

The business portion of the meeting was followed with a presentation of gift bags full of great prizes for all of our “Stars” in attendance and then a dinner was served. Thank you to all who attended and participated.

RELOADABLE DEBIT CARDS

We are now offering CUMONEY Reloadable Debit Cards.  These can be used for anything a traditional debit card can be used for – purchases at all VISA locations and to withdraw cash at an ATM.

These cards can help you stay within your spending limits.  You can’t overdraw your account because you can only spend what the balance is on your card.  There is a small monthly fee for this card, but you could save yourself many dollars in NSF fees.

You will have access to your funds without having a checking account.  The Reloadable Debit Card is great for those with only a savings account or who do not qualify for a traditional debit card.

The CUMONEY Card offers all the protection and security features you’ve come to expect from VISA.  You can check your balance by calling a toll-free number or visiting the CUMONEY website.  And best of all you can add funds to your card at any time.

Contact the Credit Union for more details.

Protect Your Identity

• Make sure your computer has a personal firewall, antivirus and spyware software installed, and update often.
• Don’t open e-mails you’re not expecting from people you don’t know or from unfamiliar addresses.
• Never provide personal identifying information on social networking Web sites such as MySpace and Facebook.
• Be wary of solicitations asking for personal information.  MEADOW GOLD EMPLOYEE’S CREDIT UNION WILL NEVER INITIATE AN EMAIL, TELEPHONE OR TEXT MESSAGE REQUEST ASKING FOR YOUR ACCOUNT OR SECURE PERSONAL FINANCIAL INFORMATION.
• When paying by credit card, make sure the company has a fraud protection policy.
• Be careful when using peer-to-peer software sharing.  It could help thieves obtain identifying information
• Don’t provide a Social Security number, birth date, passwords or financial information to solicitors.
• Instead of posting a resume, provide an e-mail address where employers can reach you.
• Burn or shred any mail or financial papers that contain identifying information.
• You’re entitled to one free credit report from each reporting company annually.  Review them at www.annualcreditreport.com
• Opt out of receiving offers for credit, credit cards, and insurance by visiting www.optoutprescreen.com

Your savings Federally Insured to at least $100,000.